The recent concurring opinion of Eleventh Circuit Judge Kevin Newsom highlights the potential of artificial intelligence (AI) large language models (LLMs) in resolving definitional debates in insurance coverage lawsuits. In the case of Snell v. United Specialty Insurance Company, Judge Newsom suggests that LLMs like OpenAI’s ChatGPT, Google’s Gemini, and Anthropic’s Claude could help discern the ordinary meaning of undefined words in legal instruments, including insurance policies. The use of LLMs could provide a more transparent and accessible way of interpreting policy language, but also raises concerns about their potential biases and limitations. This approach could have significant implications for the insurance industry, particularly in defining and insuring AI risks.
AI Judges – Can Large Language Models Resolve Insurance Coverage Disputes?
Judge Newsom suggests that AI could be another tool in the judiciary’s toolbox, alongside dictionaries and semantic canons.
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